Fireman's Fund Launches ''Green'' Homeowners Insurance

Fireman's Fund is offering this insurance product to homeowners who own green homes or who want to upgrade their residences with green features after a loss using environmental safety and efficiency standards. If a home is completely destroyed, it can be rebuilt to green standards, certified as having Leadership in Environmental and Energy Design status (LEED).

"We believe this is a trend-setting insurance solution for homeowners who are interested in the many benefits of 'going green' at home," said Donald Soss, chief underwriting officer for Fireman's Fund Personal Insurance.

Homeowners whose residences are already green will be offered a 5 percent discount on this coverage, applied to the homeowner premium.

A green home uses less energy, water, and natural resources, and creates less waste. Studies have shown that residents have better overall health and productivity as a result of reduced exposure to mold, mildew, and indoor toxins. According to the National Center for Healthy Housing, homeowners can expect substantial health gains by building green.

With this new coverage, homeowners will be able to rebuild and replace with green alternatives such as:

• Energy Star®-rated appliances, lighting, electronic equipment, and roofing/insulation.

• An Energy Star upgrade of heating, ventilation, and air-conditioning systems.

• Forest Stewardship Council-certified wood for millwork, ceilings, siding and framing, including bamboo flooring.

• Non-toxic, low odor paints, and carpeting.

• Water-saving plumbing fixtures.

• Elimination of ozone-depleting refrigerants and fire extinguishing agents, replaced with environmentally friendly alternatives.

• Debris removed after damage to a home will be recycled and diverted from landfill.

The green homeowners insurance is now approved for homeowners in 26 states, with most other states expected to offer the coverage by year-end.

Download Center

  • Monitoring and Reporting on Air Emissions for Regulators and the Real World

    When it comes to managing compliance and regulatory issues surrounding air emissions, there are no easy jobs. With interviews from practitioners from American Electric Power, Red Cedar Gathering, Trinity Consultants, and Cority, this eBook provides practical advice to advance your air emissions monitoring and reporting programs.

  • What Every EHS Professional Should Know About ESG

    Join experts from Arcadis and Cority on April 27th to learn the most common ESG reporting frameworks and how technology can help you improve reporting efficiency, identify areas for improvement, and create defensible audit trails.

  • Green Quadrant EHS Software 2021

    Read the new report by independent analyst firm, Verdantix, to get an unbiased comparison of the 22 most prominent EHS software vendors in the industry.

  • RFP Template for Waste Management Software

    Learn the essential questions to ask when evaluating waste management software solutions with this free, ready-to-use RFP template

  • 5 Keys to Best-in-Class Chemical Management

    Running a safe chemical program is challenging and complex: from knowing what's on-site to proper handling and disposal - all while navigating regulatory changes. Learn the best ways to mitigate chemical risk, get the most value out of your data, and gain buy-in for a chemical management solution.

Featured Webinar